Financial & Human Resilience

Fit-Twist Wellness: Health = Wealth

Financial resilience is the ability to withstand life events that impact one's income and/or assets. Some financially stressful events such as unemployment, divorce, disability, and health problems affect individuals. Others, such as recessions, stock market downturns and acts of terrorism, affect our society as a whole.

"Research by Dr. Sharon Danes, a professor and Extension specialist at the University of Minnesota, found that there are 5 characteristics that enhance people's resilience in the face of life's changes and challenges:

1. Positive people view challenges as opportunities and consistently "use lemons to make lemonade." They reframe situations positively and often use the expression "it could have been a lot worse" when comparing their misfortune to others.
2. Focused people determine where they are headed in the future and stick to their goals so that life events and other barriers do not deter them.
3. Flexible people are open to new and different options when faced with uncertainty.
4. Organized people set priorities and develop structured approaches to manage change. 
5. Proactive people work with change rather than defend against it. 

Financial resiliency is enhanced with financial resources, such as savings, health insurance, and a good-paying job. Another resource is one's human capital - defined by economists as all of the knowledge, skills, experiences, contacts, and other personal qualities that people have to "sell" to potential employers. Personal health is part of human capital because it affects job performance and productivity. Social capital also increases financial resiliency. This includes a support system of family, friends and others that can provide emotional support, financial and physical assistance during hard times. Practices that can increase financial resiliency are especially important during a tough economy. Every small positive step makes a difference.   

Never consider your education or job training finished. Continue to develop new marketable skills and take care of your health (e.g., good nutrition, screening exams, and exercise) to increase your human capital) and remain employable in today's very competitive labor market." 

Barbara O'Neill, Ph.D., CFP®
Extension Specialist in Financial Resource Management
Rutgers Cooperative Extension

(Source: Rutgers)

Daily Exercise + Good Nutrition = Health

Health = Wealth

Ingrid Cheng

Fit-Twist Corporate Wellness

http://www.fit-twist.net

5 Reasons to Try Yoga

Yoga at the Park

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1. Yoga poses can help relief pain 

2. Lack of balance is a common cause of falls and bone fractures. Yoga can help improve your balance. (www.healthmonitor.com)

3. Yoga can help ease stress, lower blood pressure, boost your immune system and improve your mood.

4. A series of stretches, including gentle yoga can help you sleep better.

5. Yoga may be a great way to exercise, relax and even relieve pain. But the American Academy of Orthopaedic Surgeons says you can do more harm than good if you practice yoga incorrectly. 

• Talk to your doctor before trying yoga if you have an injury or medical condition.
• Practice yoga with a qualified instructor who has plenty of experience.
• Always warm up before yoga.
• Wear clothing that allows you to move freely.
• Learn proper technique and the basics of yoga. If you're not sure of how to do something, ask questions.
• Don't push yourself too hard, and stop if you have pain.
• Drink enough water.

(www.healthday.com)

I love yoga and know that everyone should try it but many people I've talked to have a misconception about yoga, a bad experience in a yoga class or heard a horror story from someone they know. So they don't want to try other classes like Laughter & Yoga or Fit-Twist Yoga. I believe in being gentle with my new students and slowly building up the intensity and I always give them options to modify the poses to suit their physical conditions or to rest in-between. I remind them to breathe, to focus on their intention (what they want to get out of their yoga practice) and honor their own bodies.

Corporate Wellness Program 

Contact me now for a free consultation if you are a company with 10 employees or more but don't have a wellness program. Find out how cost effective it is to hire me. Partner with us or sponsor us to create a win-win for your business and the community.

Event Planning and Promotion

Contact me now for a free consultation if you have an upcoming health event. Discount for non-profits. (Testimonials on Facebook)

Sunrider (Health & Beauty) Distributor: Ingrid Cheng, fitnesswla@gmail.com

This is a new product line I've been using. It's an all natural secret for health and wealth. Sunrider is so committed to that they have their very own FDA office located right in the manufacturing building. All foods are grown on soil without chemicals or herbicides. There are over 415 products to choose from that will change your life. This company is 28 years old and completely debt free and currently operates in 43 countries around the world. Check out sunrider.com, or contact me for a free demo. Want a Free mini-facial? RSVP now.

Sol Inspired (UV-protective clothing) Sales Rep

Want a Private Trunk Show?

Shopping is more fun when you are in a relaxing yet upbeat environment with no pressure. We think adding friends & personal attention to the mix makes it even better as you are treated like a VIP. A typical Private Trunk Show will include guests socializing & shopping in a private home. For more details, contact us now.

Affordable online yoga teacher training at CorePower Yoga

• Learn the sequence of postures in a basic level 1 CorePower Yoga class
• Gain practical teaching skills
• Build the confidence to teach a basic level 1 CorePower Yoga class
• Expand your perceived abilities and evolution
• Receive a certificate of training from CorePower Yoga
• Martial Arts studio offer this to their students

Why Choose CorePower Yoga?

• Rated 5 stars on Yelp!
• Free Illumination Classes to see what yoga teacher training is about on 8/28 & 9/17 (1:30-2:30 pm) + 9/21 (7:30-8:30 pm)
• You will share the same training content as over 1,000 certified CorePower Yoga instructors
• CorePower Yoga has a reputation nationally as a provider of high-quality yoga in an accessible and supportive environment
• You will learn to teach a class in a way that is simple and easy to deliver
• Flexibility - no travel is necessary and this program is tailored to fit your schedule
• CorePower Yoga Certification qualifies you for professional liability insurance 

Ingrid Cheng
Fit-Twist  
Health = Wealth
www.fit-twist.net